BODY, DIV, TABLE, TR, TD, P, H1, H2, H3, H4, H5, H6, BLOCKQUOTE { margin: 0 0 0 0; padding: 0 0 0 0; }

body { 
   margin: 10px 5px 10px 5px; 
   background: #666666 url(/design_files/browser-bg.jpg); 
   color: #000000; 
   font-family: Arial, Helvetica, Univers, sans-serif; 
   font-size: 12px;
  }

#bodyarea {
   background: url(/design_files/bg1.jpg);
   margin: 10; padding: 10;
   border: ;
   }

#header {
   color: #003369; 
   font-weight: bold; 
   width: 100%;
   padding: 2px 10px 8px 10px;
   margin: 0; 
   background: ; 
   background-position: top center;
   }

#contentarea {
   padding: 0px 30px 30px 30px;
   }

#pagecenter { width:100%; text-align:center; }
#pagecenter p { text-align:center }
#pagecenter div { width:50%; margin-left:auto; margin-right:auto; }

p { padding: 5px 5px 5px 5px; }
p.right   { text-align:right; }
p.center  { text-align:center; }
p.justify { text-align:justify; }

h1, .hdr1 { font-family: Verdana, Arial, Helvetica,, sans-serif; 
   font-size: 22px; font-weight: bold; color: #FF0000; margin: 0 15px 5px 5px; 
   text-align: right; }
h2, .hdr2 { font-family: Verdana, Arial, Helvetica, sans-serif;
   font-size: 14px; color: #0000FF; font-weight: bold; 
   text-align: left; }
h3, .hdr3 { font-family: Arial, Helvetica, sans-serif; 
   font-size: 14px; color: #000080; font-weight: normal; 
    margin: 10px 0 10px 0; text-align:center; }
h4, .hdr4 { font-family: Arial, Helvetica, sans-serif; 
   font-size: 14px; color: #000000; font-weight: bold; }

A:link { color: #0000FF; }
A:visited { color: #0000FF; }
A:hover { color: #FF0000; }
A:active { color: #0000FF; }

.red   { color:#FF0000; } 
.red2  { color:#800000; } 
.blue  { color:#0000FF; } 
.blue2 { color:#FF0080; } 

.noindent { text-indent: 0; }

blockquote { padding-left: 15px; }

.longbullet li { padding-bottom: 8px; font-size: 12px; padding-right: 60px; }

.optionlist { margin: 0 20px 0 20px; font-size: 12px; text-align:left; }
.optionlist ul { margin:0 15px 0 15px; }
.optionlist li { padding-bottom: 8px; }

.credits {
   font-family: Verdana, Arial, Helvetica, Univers, sans-serif; 
   font-size: 11px;
   font-weight: normal;
   text-align:center;
   }

.teaser {
   color: #111111; 
   background-color: yellow; 
   font-weight: normal; 
   float: right;
   width: 240px; 
   padding: 2px 5px 8px 8px;
   margin: 5px 0px 5px 10px; 
   border: 4px double #FF0000; 
   }

.question { font-size:14px; font-weight:bold; font-style:normal;
   font-family: Arial, Helvetica, sans-serif; color:#003369 }
.answer { display: block; padding-left:15px; padding-right:10px; }

.floatright { float:right; text-align:center; }
.floatleft { float:left; text-align:center; }

#navlist {
margin: 0; /*removes indent IE and Opera*/
padding: 0; /*removes indent Mozilla and NN7*/
list-style-type: none; /*turns off display of bullet*/
text-align:      center;
vertical-align:  middle;
font-family:     arial, helvetica, sans-serif;
font-weight:     normal;
font-size:       18px; 
line-height:     35px;
}
#navlist a, #navlist a:visited {
display: block;
height: 35px;
width: 154px;
background-image:  url(/design_files/btn-blank-45h.jpg);
background-repeat: no-repeat;
background-position: 50% 56%;
color: #D82C39;
text-decoration: none;
}		 
#navlist a:hover {
color: #ddd;
}
.navlist-2line {
padding-top: 5px;
line-height: 12px;
}